Whilst Mortgage products are changing daily, the protection products designed to protect you and your mortgage change less frequently, in recent years the actual cost of some insuranes have decreased.

We offer protection products from a range of providers, this enables us to select the most suitable policy to your needs. NOT being limited to a single provider ensures you get the best value for money.

HAVE YOU STOPPED SMOKING FOR MORE THAN A YEAR??

IF YES, YOU COULD BE PAYING MORE THAN YOU NEED TO FOR YOUR LIFE INSURANCE!*

Areas we review and offer advice on are:

LIFE / PURE PROTECTION

• LEVEL TERM ASSURANCE
• DECREASING TERM ASSURANCE
• CRITICAL ILLNESS COVER - LEVEL
• CRITICAL ILLNESS COVER - DECREASING COVER
• LIFE OR EARLIER CRITICAL ILLNESS COVER -LEVEL COVER
• LIFE OR EARLIER CRITICAL ILLNESS COVER - DECREASING
• INCOME PROTECTION PLAN

GENERAL INSURANCE

• MORTGAGE PAYMENT PROTECTION
• ACCIDENT, SICKNESS AND REDUNDANCY
• BUILDINGS & CONTENTS
• BUY TO LET BUILDINGS & CONTENTS INSURANCE

 *We would carefully assess your current circumstances and future needs, then compare your existing policy(ies) against the proposed new scheme to ensure any new policy provided offers comparable protection on a like for like basis. Any variations being clearly explained to you.

HAVE YOU STOPPED SMOKING FOR MORE THAN A YEAR ??

IF SO WE MAY BE ABLE TO SAVE YOU A CONSIDERABLE AMOUNT IF YOUARE PAYING PREMIUMS BASED UOIN BEING A SMOKER *

SAVE ££££££££££'s 

The actual premium will depend on your circumstances, written quotations are available on request