Welcome to JD Mortgage and Insurance Services

JD Mortgage Services based in Bedfordshire offer Mortgage and Insurance Services in Bedford, Huntingdon and St Neots as well as all other UK locations.

We aim for our service to be completely FREE but in some instances, mainly on smaller loans, we have to charge a fee to make it viable to arrange your mortgage.  Some mortgage brokers charge a fee and get a commission from the lender in all instances. We are normally happy with just the commission and look for a long term relationship with our clients. The commission we get doesn’t affect your mortgage product as the commissions are fixed arrangements with lenders. This is because we effectively do the workload for them from our offices so they do not have to pay staff, train them, provide an office or give any advice.

There are many mortgage products to choose from and regrettably not all will suit your personal circumstances and not all lenders will lend to you.

This is where we come in, we search the market for you and quickly work out who will lend to you and tell you what your mortgage payments will be. You can spend your time looking on price comparison sites yourself but these sites do not tell you which rates you CAN get, they are merely just a list of best buys and you do not know which ones are applicable to your circumstances. As a mortgage intermediary we get exclusive rates that are unavailable to customers direct.

In this ever changing financial market, it is important to have someone that you can trust and someone that has your interests at heart. Getting a mortgage is one of the most important financial decisions you will take in your lifetime so be sure to seek advice and choose wisely!